Thursday, September 3, 2020

Case Study

Case Analysis # 4Elaine Decides to Try Her Hand at Investing Elaine Tolbert is a 28-year-old administration student at a huge compound organization. She is single and has no designs for marriage. Her yearly pay is $34,000 (putting her in the 15 percent charge section), and her month to month consumptions come to around $1,500. During the previous year or somewhere in the vicinity, Elaine has figured out how to spare around $8,000, and she hopes to keep sparing in any event that sum every year for a long time to come. Her organization pays the premium on her $35,000 disaster protection strategy. Since Elaine’s whole instruction was financed by grants, she had the option to set aside cash from the late spring and low maintenance employments she held as an understudy. By and large, she has a retirement fund of almost $18,000, out of which she’d like to contribute about $15,000. She’ll keep the remaining $3,000 in a bank CD that pays 3 percent premium and will utilize this cash just in a crisis. Elaine can bear to face a larger number of challenges than somebody with family commitments can, yet she doesn’t wish to be a theorist; she essentially needs to procure an alluring pace of profit for her speculations. Basic Thinking Questions 1. What venture alternatives are available to Elaine? 2. What chance does she have of acquiring a good return on the off chance that she puts her $15,000 in (a) blue-chip stocks, (b) development stocks, (c) theoretical stocks, (d) corporate securities, or (e) metropolitan securities? 3. Talk about the components you would consider while breaking down these other speculation vehicles. 4. What suggestion would you make to Elaine with respect to her accessible speculation choices? Clarify.

Saturday, August 22, 2020

Essay Midterm Essay Example for Free

Paper Midterm Essay 1)The subfields of human studies appear to be very assorted in their particular subjects and techniques. Why, at that point, would they say they are completely viewed as parts of the single control of human sciences? What integrates them? Human studies is a broad control. It is so expansive it must be part into four subfields; Archeology, Biological (Physical), Cultural, and Linguistic humanities. The meaning of humanities is â€Å"the all encompassing, logical investigation of human kind† (Park, 2014). Parks (2014) states, each anthropologist needs to know why we have an inclination as people to carry on as we do, change continually, have diverse social practices and the capacity to continually develop. Human sciences responds to these inquiries from the distinctive subfields. â€Å"Archaeology analyzes our past lifestyles through the understanding of material culture, natural stays, put down accounts, and oral customs, Biological Anthropology manages the advancement of the human body, brain and conduct as deduced through investigation of fossils and examinations with conduct and life systems of other primate species, Cultural Anthropology investigates the decent variety of existing human lifestyles, how they work, how they change, and how they interrelate in the cutting edge world and Linguistic Anthropology inspects the structure and assorted variety of language and related human correspondence systems† (Sanoma State University, 2014). Despite the fact that the subfields appear to be very different they do have similitudes that integrate them. As per the American Anthropology Association (2014), â€Å"each subfield applies speculations, utilizes methodical research strategies, details and tests theories, and creates broad arrangements of data.â⠂¬  References Human sciences: investigating the human within each one of us. (December 12, 2012). American Anthropological Association. Recovered from http://www.thisisanthropology.org/about-humanities Parks, (2014) Introducing Anthropology an Integrated Approach (sixth ed), McGraw Hill training Sonoma State University, (March 5, 2014). Human studies comprise of four (some would state five) subfields. Recovered from https://www.sonoma.edu/human sciences/home/subfields.html

Friday, August 21, 2020

Safeguarding Vulnerable Adults brochure Essay Example | Topics and Well Written Essays - 2500 words - 1

Protecting Vulnerable Adults pamphlet - Essay Example An examination utilizing a topical methodology on writing shows six significant zones that help in adding to the advancement of the perspectives that are characterized as being certain or being adverse towards the sort of individuals who are known to do self-hurt. Absence of preparing and training was the fundamental connection of negative understanding and perspectives. Moreover, it was likewise connected with the effect because of recognition contrasts of the jobs of social insurance experts and the impact because of clinical culture just as how individuals do see self-hurt as a wellbeing need. More noteworthy comprehension of self-hurt encounters and improved preparing were connected to inspirational mentalities. In spite of this, the nature of the consideration revealed by the customer of the administrations demonstrates that critical improvement are as yet expected to the human services perspectives in the wellbeing settings guarantee excellent administrations are being given to the shoppers. The issue of self-hurt is noteworthy inside the administrations viewed as contemporary. A few people who do self-hurt in commonly deal with their injuries at home; be that as it may, certain events where wounds brought about without anyone else hurt should be found in the settings of medical clinic. A few of the shoppers of the administrations that have been accepting social insurance benefits in medical clinics have detailed disappointment and awful involvement in the sort of administrations being rendered. The encounters of the administrations by the customers have extraordinarily added to the turn of events and survivor groups’ activities. A few creators have depicted the word survivor comparable to this condition as a part of enduring the administrations of psychiatry notwithstanding different encounters lived. This is an unmistakable show that the arrangement of administration that was planned to help the individuals who are casualties of self-hurt has been accounted for as being awful for a few number of human services administration

Thursday, June 18, 2020

Market Structure Monopoly and Monopolistic Competition - 1100 Words

Market Structure: Monopoly and Monopolistic Competition (Coursework Sample) Content: Monopoly and monopolistic competitionStudentà ¢Ã¢â€š ¬s nameInstitutionMonopolistic competitionMonopolistic competition is one form of the market structure where many firms are selling differentiated products. For example the market of books, the market contains many publishers selling the similar books and competing for the same customers. Sellers can enter the market without any barrier so that the market is less profitable, (Mankiw, 2009). Because each book has different name and genre, the publishers have different consideration about the prices.In monopolistic market structure, we have several characteristics that distinguish it from other forms. They include:1. A Large number of sellers: many firms are selling closely related but not homogeneous products. The companies act independently, and they have a limited share of the market.2. Product differentiation: the firms are in a position to offer products that are not identical. In such, rather than being a price taker as for perfect competition, they set their prices that follow a downward sloping curve.3. Free entry and exit: firms are free to enter into or leave the market. It continues until the remaining firms experience zero economic profit.4. Lack of perfect knowledge: sellers and buyers do not have much information about the market conditions.The demand curve under the monopolistic competition is a downward sloping because firm sales closely related but differentiated products. It implies that firms in this market structure sell more only by reducing the price of their products as shown in the diagram below116205020764511620507747022098009842511620501270001762125136525P1Demand curve (AR Curve)11620502628902495550272415P2857250323215OQ1Q2Q XWhere P and Q Price and QuantityFrom the above diagram, at OP1 price, a seller can sell OQ1 quantity, demand rise to OQ2 when price is reduced to OP2. Therefore, the demand curve is negatively sloped as more quantity can be sold at lower prices.In the short run, the firms in a monopolistic market structure are the same to monopoly. Because of their differentiated products, they experience downward sloping demand curve. When the firm charges higher price, the consumersà ¢Ã¢â€š ¬ willing to pay for the product will be low and when they charge relatively lower prices, consumersà ¢Ã¢â€š ¬ willingness to pay for the good rises as shown above.For-profit maximization, firms under monopolistic competition get maximum profit when marginal revenue equals marginal cost. They make a profit when the market price exceeds the average total cost and suffer a loss when it is below the average total cost, (Shy, 2007).In the long run, when firms make a profit, it attracts other firms to enter the market. As a result, the availability of goods in the market will raise thus giving customersà ¢Ã¢â€š ¬ wider preferences causing the decrease in demand for the incumbent firms, and firms will break even.MonopolyA monopoly is one of the market structures in which there is one seller of a particular good or service that has no close substitute and in which there is a barrier preventing new firms from entering. A monopolist can set prices with the only limitation of consumersà ¢Ã¢â€š ¬ willingness to pay because they are the price makers and consumers are price takers. The firm will choose its production output and price in order to maximize revenue.Monopoly has several characteristics that make it stand. They include: one seller and many buyers, this characteristic makes it be a price maker as there is no any competition in the market. They fix prices that give maximum revenue to the firm. The products have close substitutes. Therefore, consumers have no choice but to take or leave it. The third feature is that there is a barrier to entry to the market. The barriers to entry might be natural or legal restrictions. A monopoly faces no competition because of the barriers to entry. The fourth characteristic is t hat they control specialized information. They are the only entity that has information concerning the product and the market, (Shy, 2007).The sources of monopoly power include the enjoyment of the economies of scale in production. When the cost of production is much low as the size of the business increase and greater volume of production, the firm will have cost advantage over entrants. The firm can also get power by setting prices very low that existing rivals will not resist. Besides, a firm may acquire monopoly power by owning a scarce resource for the production that no other business can exploit.From the monopoly powers, there are different types of monopoly that comes out. One is the natural monopoly. The producer has control over the source of the raw material used in the production o a particular product. The second is the one instituted by the government. It is called a statutory monopoly. Firms sometimes may decide to come together and become one so that the reaping of t he supernormal profit becomes easier for them. The monopoly formed after the collusion is called Collusive monopoly. There is also a bilateral monopoly; this type consists of a single buyer and single seller.Profit maximization in the monopolist market is done in both the short run and long run. This is because there is no competition in the market. Therefore, there is no distinction between the short period and the market period. The monopoly equilibrium is met at the point of equilibrium between the marginal cost curve and the marginal revenu...

Monday, May 18, 2020

First American Woman to Vote - Claimants

An often-asked question: who was the first woman to vote in the United States, the first female voter? First Woman to Vote in America If that includes in the area that later became the United States, there are some candidates. Some Native American women had rights to voice, and what we might now call a vote before European settlers arrive. The question usually refers to women voters in the new governments established by European settlers and their descendants. European settlers and their descendants? The evidence is sketchy. Women property-owners were sometimes given and sometimes exercised the right to vote during colonial times. In 1647, Margaret Brent of Maryland colony assumed her right to vote twice -- once for herself as a property owner and once for Cecil Calvert, Lord Baltimore, because he had given her a power of attorney. The governor denied her request.Deborah Moody, in 1655, cast a vote in New Netherlands (which later became New York). She had the right to vote because she had a land grant in her own name.Lydia Taft, in 1756, was credited with being the first woman to legally vote in the British colonies of the New World, in an 1864 address by Judge Henry Chapin.  Taft voted in town meetings in Uxbridge, Massachusetts. First Woman to Vote Because all unmarried women who owned property had the right to vote from 1776-1807  in New Jersey, and there were no records kept of what time each voted in the first election there, the name of the first woman in the United States to legally vote (after independence) is likely lost in the mists of history. Later, other jurisdictions granted women the vote, sometimes for a limited purpose (such as Kentucky allowing women to vote in school board elections beginning in 1838). Here are some candidates for the title of first woman to vote: Unknown. New Jersey gave all inhabitants (with property) and thus (unmarried) women the right to vote in its state constitution in 1776, then rescinded this right in 1807. The 1807 bill also rescinded the right of black men to vote. (Married women fell under the rule of coverture and could not vote.) First Woman to Vote Legally in the United States After 1807 September 6, 1870: Louisa Ann Swain of Laramie Wyoming voted. (Source: Women of Achievement and Herstory, Irene Stuber) Woman Voting and the 19th Amendment This is another title with a lot of uncertainty about who should be credited. First Woman to Vote in California 1868: Charley Parkie Parkhurst who voted as a man (Source: Highway 17: The Road to Santa Cruz by Richard Beal) First Woman to Vote in Illinois Ellen Annette Martin, 1869. (Source: Early Illinois Women timeline, Alliance Library System, Illinois.)In a municipal election in Illinois: Clara Colby. (Source: Illinois General Assembly resolution 90_HR0311) First Woman to Vote in Iowa Clarke County: Mary Osmond, October 25, 1920. (Source: Clarke County, Iowa, Genealogy, Osceola Sentinel, 28 October 1920)Union Township: Mrs. O.C. Coffman (Source: Fluxus Indian Museum) First Woman to Vote in Kansas General Election in Kansas: name not given (Source: Kansas State Historical Society timeline, from First Woman to Vote at a General Election in Kansas, November 4, 1880)Lincoln County: Mrs. Anna C. Ward (Source: A Souvenir History of Lincoln County, Kansas, by Elizabeth N. Barr, 1908) First Woman to Vote in Maine Roselle Huddilston ​voted. (Source: Maine Sunday Telegram, 1996) First Woman to Vote in Massachusetts Clinton: Jennie Mahan Hutchins (Source: The Mahan Family archives)Concord: In 1879, Louisa May Alcott registered as the first woman to vote in the Concord school committee election (Source: Library of Congress) First Woman to Vote in Michigan Nannette Brown Ellingwood Gardner voted. (Source: Michigan Historical Collections) - sources are unclear whether Gardner voted, or recorded that Sojourner Truth voted. First Woman to Vote in Missouri Mrs. Marie Ruoff Byrum  voted, August 31, 1920, 7 a.m.   First Woman to Vote in New Hampshire Marilla Ricker cast a vote in 1920, but it wasnt counted. First Woman to Vote in New York Larchmont, under the Suffrage Act: Emily Earle Lindsley voted. (Source: Larchmont Place-Names) First Woman to Vote in Oregon Abigail Duniway voted, date not given. First Woman to Vote in Texas Bexar County, 1918: Mary Eleanor Brackenridge registered to vote. (Source: Handbook of Texas Online)Dallas County, 1944: Juanita Jewel Shanks Craft became the first black woman to vote in the county. (Source: Handbook of Texas Online)Harris County, June 27, 1918: Hortense Sparks Ward registered to vote. (Source: Handbook of Texas Online)Panola County: Margie Elizabeth Neal registered to vote. (Source: Handbook of Texas Online)San Antonio: Elizabeth Austin Turner Fry. (Source: Handbook of Texas Online) First Woman to Vote in Utah Martha Hughes Cannon, date not given. (Source: State of Utah) First Woman to Vote in West Virginia Cabbell County: Irene Drukker Broh voted. (Source: West Virginia Archives and History) First Woman to Vote in Wyoming September 6, 1870: Louisa Ann Swain, Laramie, Wyoming. (Source: Women of Achievement and Herstory, Irene Stuber)1869, unnamed. A likely misunderstanding: women were given the vote in December 1869, but its unlikely an election was held that year after suffrage was granted. First American Woman to Vote for Her Husband as President Florence Harding, Mrs. Warren G. Harding voted. (Source: Florence Harding by Carl Sferrazza Anthony) Sacagawea - First Woman to Vote? She voted on decisions as a member of the Lewis and Clark expedition. This was not an official election, and in any case, was after 1776, when New Jersey (unmarried) women could vote on the same basis as men (Sacagawea, sometimes spelled Sacajawea, was born about 1784). Susan B. Anthony - First Woman to Vote? November 5, 1872: Susan B. Anthony and 14 or 15 other women voted in a Presidential election, having registered to vote in order to test the interpretation of the Fourteenth Amendment. Anthony was tried in 1873 for illegally voting.

Wednesday, May 6, 2020

kindergarten - 1034 Words

THESIS TITLE PROPOSAL TITLE: The Level of Mother Tongue-Based Reading Readiness of Kindergarten Pupils of Cabatuan East Central School SY 2013-2014 Proponent: OPIDO, Patson P. Statement of the Problem This study attempts to assess the level of reading readiness in the mother tongue of Kindergarten Pupils of Cabatuan East Central School SY 2013-2014. Specifically, this study attempts to give answer to: 1. What is the profile of the respondents in terms of: a. age b. gender c. mother tongue d. gross family income e. educational attainment of parents f. early childhood education g. availability of educational materials at home 2. What is the level of mother tongue based-reading readiness skills of the pupils in terms of:†¦show more content†¦But when the language of learning and the language of instruction do not match, learning difficulties are bound to follow. To discard the use of the L1 in favor of an unfamiliar language upon the children’s entry into grade school is tantamount to displacing or disconnecting their foundational knowledge from the learning process and concepts confined in the classroom. When this happens, learners lose interest in their studies, drop out of school, or lose sight of the long term goal of getting educated, thus becoming underachievers. The Philippines is a multicultural, multiregional, multiethnic, and multilingual nation. It has around 170 different native languages. Deploying all these languages as learning resources is a formidable task. However, the enormity of the problem is lessened by the fact that 15 of these languages are already spoken by 95 percent of our population (Nolasco, 2010). From the 15 dominant languages, 11 mother tongues will be used as sole languages of instruction. They are Cebuano, Iloko, Tagalog, Bikol, Hiligaynon, Waray, Kapampangan, Pangasinense, Maranao, Maguindanaon, and Tausug . 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Sugar Tax for Heart Diseases and Dental Decay - myassignmenthelp

Question: Discuss about theSugar Tax for Diabetes, Heart Diseases and Dental Decay. Answer: Sugar is a common nutrient in foods. It is always in the form of glucose. The human body needs the sugar for its cells to survive. Otherwise, the cells would die. However, according to health, scientist, more sugar on the body can lead to diseases. The diseases can be obesity, type 2 diabetes, heart diseases and dental decay. Most of the foods and drinks produced today have high sugar concentration. The normal sugar consumption per day per teaspoon should range from 6-9. Taxation towards the food and drinks companies producing sugar content products is important. The reason is such diseases can be avoided while the government gets capital to finance various positions in the economy. Taxation can never be a way of attracting investments in a given country directly, but it attracts indirectly ( company, but a demerit to the other businesses and people in the country through the capital got from taxation. The main purpose of one setting business is because of profits. The higher the profit margin, the better the business. Taxes are ways of reducing and discouraging the illegal activities that can happen in a business environment. A small percentage of the tax policy leads to a lot of capital income towards the government. Taxes are a way of getting capital in all countries (Popkin, 2016). Furthermore, it is one of the best ways ways to get the capital. Taxes from different organizations add up to a lot of money to a countrys economy. The capital from taxes can be used in different field of development. For a countrys economy to grow, the citizens must be employed. Employment increases the living standards of people in a given region. The money used to pay the employees can be cut from taxes. For example, people working in government public corporations, the main purpose is not to get profits funds to services developments, taxes can be used to pay the employees in such environments. Teachers cannot be paid by the students; if so, being in a government school can be expensive, taxes are used to cater for books, payroll, and food in education institutions. Taxes can not only pay an employee but also help in creating job opportunities (Crino et al. 2017). If the tax is used to create employment opportunities like the building of schools where teachers can be employed, hospitals where doctors can be employed and organizations which can accommodate engineering and business employees. When people in a country live well under good conditions, the economy also grows steadily. People can afford to have a daily bread and other luxuries. People who have a high standard of living can also come up with business, leaving employment to the young and making more taxes for the government using the new taxes. The amount gained in taxes is not in a small amount compared the number of foods and beverages industries in a country (Veerman et al. 2016). Infrastructure is a development plan that should and must be there is every country. Roads, rail, electricity, and other necessities are the ones that make a country grow. A necessity like electricity is a utility that is used by all foods and drinks organizations. If they dont have a source of power which is powerful, there can be no production. Some of these power companies are government owned since they need a lot of capital to facilitate them which private investors cant afford. These companies give services at a cheaper rate since they are government owned. It is because of taxes that they can give such services. Food industry needs roads for transportation or distribution. Food industries need raw materials from the farms which need transportation to the Company. Roads are added advantage to the Company. Other businesses requires water a nd other government utilities. All these cant be possible is there are no taxes. Taxes from the many foods and beverages industries helps in tax addition leading to better living standards. Even if the financial crisis in a country can be solved, health problems can be solved too. As indicated earlier, there are very many diseases associated with high sugar concentration in the body. Some can lead to severe effects on the persons life. The tax should be introduced to reduce all these risks and to help the producers to think of ways of adding taste using natural means (Sonneville et al. 2015). In conclusion, high sugar concentration can be harmful to the human body, but taxes policy is the best way to solve the issue (Cobiac et al. 2017). A tax on sugar content would discourage the usage of a lot of sugar contents in the food and drinks. Taxes can lead to financial advantages in a country helping others through developments. People should be taught on sugar consumption and on how to reduce it. Foods and Drinks Company should better natural ways of increasing the taste. References Cobiac, L. J., Tam, K., Veerman, L., Blakely, T. (2017). Taxes and subsidies for improving diet and population health in Australia: a cost-effectiveness modelling study.PLoS medicine,14(2), e1002232. Crino, M., Herrera, A. M. M., Ananthapavan, J., Wu, J. H., Neal, B., Lee, Y. Y., ... Sacks, G. (2017). Modelled Cost-Effectiveness of a Package Size Cap and a Kilojoule Reduction Intervention to Reduce Energy Intake from Sugar-Sweetened Beverages in Australia.Nutrients,9(9), 983. Popkin, B. M., Hawkes, C. (2016). Sweetening of the global diet, particularly beverages: patterns, trends, and policy responses.The Lancet Diabetes Endocrinology,4(2), 174-186. Sharma, A., Hauck, K., Hollingsworth, B., Siciliani, L. (2014). The effects of taxing sugar?sweetened beverages across different income groups.Health economics,23(9), 1159-1184. Sonneville, K. R., Long, M. W., Ward, Z. J., Resch, S. C., Wang, Y. C., Pomeranz, J. L., ... Gortmaker, S. L. (2015). BMI and healthcare cost impact of eliminating tax subsidy for advertising unhealthy food to youth.American journal of preventive medicine,49(1), 124-134. Veerman, J. L., Sacks, G., Antonopoulos, N., Martin, J. (2016). The impact of a tax on sugar-sweetened beverages on health and health care costs: a modelling study.PloS one,11(4), e0151460.